![]() Not only is there the potential to make a great deal of money in finance and insurance, but this type of business can also provide a much-needed service to people and businesses. Project management is a critical skill for event planners. Planning events involves organizing and coordinating resources to ensure that an event is successful. If you’re an amazing photographer and know how to use photo editing software, then starting your own business in photography could be a great way to earn an income. Consulting ServicesĪ consulting business is a great way to earn money while helping others. ![]() Not only do you have low startup costs, but you can also reach a global audience with your products. Starting an eCommerce store to sell online is a great way to get started in the business world. If you’re looking for the best cash flow businesses, we have some amazing ideas and business models below. Many of which are businesses that make money right away. Ģ5 Amazing Business Ideas with High Cash Flow Potential. ![]() Such businesses often have streamlined processes, clear value propositions, and require less micromanagement. If a business model doesn’t require extensive efforts in areas like marketing, customer service, or daily operations, it means the entrepreneur can focus on strategic growth. Businesses with high-profit margins have the advantage of being able to reinvest in their growth, weather economic downturns, and provide returns to stakeholders while still maintaining a healthy bottom line. Profit isn’t just about making money it’s about keeping it.Businesses that have a steady and consistent income stream, such as subscription models, can plan better, reinvest with confidence, and ensure stability even in volatile markets. The magic of recurring revenue is its predictability.It allows entrepreneurs to expand their reach, tap into new markets, or introduce new products/services without proportionally increasing their expenditure. This means as the business grows, the increase in profits outpaces the increase in costs. Less money spent on essentials like rent, inventory, and equipment means more profit at the end of the day. A business with low overhead ensures that a significant portion of the revenue isn’t eaten up by fixed and variable costs.So actually it is a very big step of the total credit growth for merchant lending growing much beyond, not just for them but for others also is my personal opinion.ĭon’t miss out on ET Prime stories! Get your daily dose of business updates on WhatsApp. So actually a large player entering in that would open up big market because of their trade data availability, they would be able to provide credit to millions of new merchant and they will become credit worthy which means that that would expand credit for every other player in the market itself. Having said that, the total credit gap for small businesses in India is staggering $400 billion of which the merchant financing is around $150 odd billion. When you do merchant lending as an independent unit, then it is like an unsecured loan, it becomes a little difficult because you do not know real movement of the cash flow. So obviously they can do this in very big sizes so they will have both focus on consumer as well as merchant. The merchant lending in ecosystem, the company which you are naming have a large ecosystem wherein on the retail chain you have merchants which are selling the material, which are buying the material so they will have the benefit of the trade data and basis that they can provide the credit. ![]() You should divide it in two part, merchant lending in an ecosystem and merchant lending as an independent business. Is there space for everybody? Is the economics very lucrative there or only risk is high? So if India's most valued and largest company is looking at that piece as an opportunity, you are working there for long. And so I want to understand how large is this opportunity? You work with all across SMEs, MSMEs, right? This one big lender, which is taking shape from a conglomerate gradually is also looking at that merchant lending opportunity. And in the lending space, what we pick up is that lending to merchants in their ecosystem be it retail etc. ![]() One thing I wanted to ask you as an industry participant, not as a representative of U GRO there is a very big kind of a big start-up which is being born in the lending space, perhaps the biggest start-up over one lakh crore in valuation which is being born tomorrow. So real collection efficiency should be seen and what is the resolution rate of that and that we are very good at that so it is more than 97-98%.īut in terms of the net loan origination, the first quarter we have the net loan origination of around 500 odd crore. ![]()
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